She seemed a bit shocked and said that was too low.

I hope I don't shock you with my response, but I wouldn't do anything you mentioned above.  

Each title company presents their 'offer to insure' called a preliminary report, subject to their interpretatation of status of title and their list of exceptions, if any, which are the 'fine print'.Generally, prior to a quiet title or other lawsuit requiring notice to other parties of interest (including creditors) a litigation guarantee is the product offered, naming all those parties that requiring noticing, including any government agencies. 

I am not sure how your business is structured but let me how my wholesaling business works as a licensed agent.I pay for all the marketing and soft costs like earnest money, preliminary drawings, etc.

The challenge with doing this is that you need to know the preliminary plat process, zoning, etc.

Everything in the unit (floor to ceiling) was wiped down with vinegar/water and then I shocked the entire unit using an Ozone Generator. 

It is very painful and shocking for me.

Either way, when you divide the costs between the units, you may have a little less sticker shock.

If you behave like this to your tenants do not be shocked when they treat your property poorly, leave with giving you the absolute minimum notice, and for the most part make your job as a landlord much more difficult.  

I was pretty shocked as obviously race or skin color had nothing to do with it.