Most municipalities have different mix-use categories which dictate the precise commercial use that's allowed.A few additional observations on mix-use assets and how I approach them (1) they are generally more difficult to finance than multi-family assets so expect lower leverage terms even if the property performs just as well if not better than a multi-family property and therefore price this into your acquisition (2) I focus on mix-use assets where at least 80% of the income is generated through the residential component.

However a key to that is that you need to bomb several times due to the lengthy life cycle of the fleas once they get inside.

Next step - DON’T overlook key inspection items: sewer scope and radon testing.✅ Radon is a radioactive gas that is released from granite into the soil that is known to cause cancer, and can leach right into your home.✅ Any home built before 1980, likely has cast iron or clay sewer lines which will deteriorate over time.These issues can be avoided.

Since house hacking is off the table, focus on building a network in those areas—agents, property managers, and contractors are key.

Real estate is a business and needs to have systems.As a passive investor, the key is to select qualified sponsors who have multiple full cycle deals who align with your goals and values.

This type of loan is generally considered riskier for lenders, often resulting in higher interest rates.In summary, the key difference lies in the borrower's liability and the lender's recourse options in the event of default.

Ownership and usage would be in question; thus they would be tied up legally.Concrete material components are mainly sourced in the US.

After reading what you wrote I get that networking was key.

If you are new, stick to turn key.  

I am in California.Cash for keys is always an option.