Hi Megha,The short answer to your question - yes, there are DSCR loan programs that offer no prepayment penalty.

We ARE a chapter of National REIA, so joining gets the paint discount, cabinet program, and rebate - as well as access to all the other national vendor perks and programs.We're in process of getting local vendors and sponsors lined up as we move forward.Starting in September, meetings will take place in the evening on the 3rd Thursday of each month, 5-9pm, food and non-alcoholic refreshments provided (buy your own booze). 

I have looked into many wholesaling programs and they want anywhere from 5k-20K.

--Central Valley Regional Center has a well regarded cardiac program and several other hospitals in the area.  

Thank you all for your help and suggestions From my experience managing STRs, I would also say that it's important to provide basic instructions for different things around the house (or in the bedrooms).

The last Bad GP post on BP, the investments were Broadway Plays, Defunct brand Names, Mastermind programs, and Crypto arbitrage. 

I was actually a student at the university there not too long ago, part of the wine program.

But most people don't follow those instructions and they send me the  "is this still available" message. 

Any lenders have a program that would lend the gap with an acceptable downpayment?

They might know programs that can help fill the gaps!