An additional benefit of a detailed engineering-based Cost Segregation Study is that it can increase potential insurance premium savings as well as provide support for the property tax appeals process.

As others have said watch out for property taxes and home insurance too. 

But I am still over 760.But they told me because I am not a previous home owner?  

It allowed him to keep the money he was willing to use for a down payment for emergencies, which made life as a homeowner less stressful.

What about taxes and insurance, how much are those?

For Guarantee I think in the way David your thinking about Guarantee the only one out there is FDIC insured deposits with the full faith and credit of the US Gov. 

The GP was so open and transparent every step of the way with the different types of insurance that were essential, adjusters, replacement cost, debris removal, code upgrade, etc.

Make sure you’re checking in on your tenants, getting them to document any damage, and having solid insurance coverage.

Is your DSCR ratio greater than 1-meaning are you cash flowing (according to the lender's criteria of mortgage, property taxes and insurance (and HOA) if applicable).

Get your homeowner’s exemption in place for next year.