If it's done right, I don't need the government having been involved.  

My mom who is older than yours only gets a government pension, but she owns her house.

Federally backed mortgages cannot be called due on sale if it is a transfer to an entity with the same beneficial owners provided that the insurance is properly updated.But this naturally begs the question - if you're adequately insured, which means letting the insurance company know about the entity, that you're operating the property as a rental so appropriate liability limits are written WHY both messing around with the LLC at all?

Federal lending limit around $20mm per customer as a reference point.Asked how is the financing outlook from their banks standpoint.1.  

Some cities have government websites and you can use softwares like Vestmap to check neighborhood analysis.

Forst off, you DO need a broker if you are going to lend, otherwise, you are likely in violation of state usury laws and other potential Federal laws. 

Just another “illegal taking” my your local government.

Unlike some states, North Carolina does not impose a state property tax, leaving the determination of tax rates to local governments.

Furthermore, you should calculate your cash on cash return instead on what the FMV is of the property instead of what you brought it for.The value of $500,000 tax free is about $125,000 if you assume 15% federal taxes and another 10% in california state taxes.

Here is what is good: in Colorado they pay 9 points above the current US Federal Discount Rate (which is 5.5% right now) - so that would be an interest rate of 14%+.