She threw in 3 pieces of exercise equipment, and a small dresser for a kid's room.

The minimum credit scores required for borrowers may also be raised, and the guarantee fees charged to lenders may increase, Donovan said. “We have made the decision to exercise our authority to increase the up-front cash that a borrower has to bring to the table in an FHA-backed loan, to make sure that FHA borrowers have more ‘skin in the game,’†Donovan told the committee.

If they're interested, assign the option to purchase agreement to the end buyer and let them exercise the option to purchase with the seller.

Thus it looks like this exercise may result in me bidding out all my insurance products.Appreciate all the help - Bigger Pockets rocks!

If exercise this strategy  then this would bring my profits to a little under $1M.

—At any time before the later of the filing of a certificate of sale by the clerk of the court or the time specified in the judgment, order, or decree of foreclosure, the mortgagor or the holder of any subordinate interest may cure the mortgagor’s indebtedness and prevent a foreclosure sale by paying the amount of moneys specified in the judgment, order, or decree of foreclosure, or if no judgment, order, or decree of foreclosure has been rendered, by tendering the performance due under the security agreement, including any amounts due because of the exercise of a right to accelerate, plus the reasonable expenses of proceeding to foreclosure incurred to the time of tender, including reasonable attorney’s fees of the creditor.

If you are targeting buy-and-hold folks, I assume that a conventional refinance is the most likely mechanism to fund their exercise of the option - if their credit is that good, they may be less likely to use you in the first place.  

Hey guys,I'm 25 from Sydney, completed my Bachelor of Exercise Science (Sport and Exercise) and currently undertaking a postgraduate degree, Masters of Strength and Conditioning.

You will "own" the "right to buy at some future date", but not the property itself until you exercise the option.The other possibility is that he actually has had title convey to his name.

Lenders may exercise their right to call the loan due if title changes without their permission.