Effective Date: 04-01-1986 5313.07 Proceeding for foreclosure and judicial sale.If the vendee of a land installment contract has paid in accordance with the terms of the contract for a period of five years or more from the date of the first payment or has paid toward the purchase price a total sum equal to or in excess of twenty per cent thereof, the vendor may recover possession of his property only by use of a proceeding for foreclosure and judicial sale of the foreclosed property as provided in section 2323.07 of the Revised Code.

If you have good equity in your own home, that should save you from having to find money that is excessively "hard".

I can tell you that laminate is very susceptible to moisture and liquids in general.

New Texas Excess Proceeds law introduced - What is your take on this ?

Unless things are different in different parts of the country but I don't think so... if you read the fine print of the warranty of tub reglazers there will be a paragraph about not setting anything on the reglazed bathtub ever again, meaning, no soap, no shampoo bottles etc... this is a pretty good indication of the resilience of the process, they are basically worried about anything on the surface for a long period of time causing moisture issues and bubbling the 'reglaze'. 

You would need to be able to prove that the property was in good condition when the tenant moved in and that the damages were the result of excessive wear and tear by the tenant.  

I'm always looking for wholesale deals and at times I also have excess inventory that I sell  let me know how I can helpTim [email protected]

So here is the other side of the coin.I will agree that an application fee in excess of $100 may seem excessive in some areas of the country.  

Typically this is when seller offers to pay closing costs on REO properties (HUBZU being the primary source of this annoying process, the extra party can cause excessive lead time when minor issues arise such as closing date shift or last minute credit grant).

Yes, some gurus will charge you in excess of $40,000.00 for training, but I god damn guarantee you that no one would ever cry bloody murder if you made $40,000 on a flip, or took a $40,000 commission for brokering a deal.