I would recommend to lock in the owner's appreciation now by naming a purchase price on the home today. 

I'm a business major so I enjoy and understand numbers but I'm very wet behind the ears when it comes to real estate.

The loss created by your deductions will be locked and pushed into future years.

Most were either burnt OR LAND LOCKED.

Just locked a refi for a client, NO points 5.75% 30 year fixed!! 

You have locked in a purchase price you are happy with and they have what they needed.Now you may be thinking, they won't do that because they want to keep the house.

I hesitate to get rid of it because I’m locked in at a 1.875% interest rate for a 15 year loan.

If it is, drill and replace the locks, post some no trespassing signs, and put up a few WiFi cameras connected to a mobile hotspot. 

With NAR failed to protect their industry (aka monopoly) then the new form of industry would be created with emphasis in efficiency, transparency, competitiveness and innovation. it's good ear for buyer/seller like us lol

Within 1 year we were publishing in booking and a few smaller channels and tied in to a pricing engine, lock automation, setup a set of great communication workflows, etc.