You could mentor students as a teacher and their child need mentoring or piano lessons.

Their requests almost included my first born child. 

Ok all the way until the very end, told me I did not qualify because I might owe child support to my ex based on income, even thought divorce decree said no child support ....

She is pregnant with our 3rd child and will be out of the work force come September then she will go part time after the new year.I do have some money saved up but i don't want to spend all of it on a down payment so i'm looking at more affordable homes that might need some work.

Last month, a child of her live-in boyfriend died in the house.  

I've had a busy couple of years with a wedding, honeymoon, child birth, and several moves.  

.- My parents are getting close to retirement, and I imagine they may want to have a steady stream of income.What kind of creative solutions can you think of between parents/child  that would not normally be easy to pull of because both parties don't know and trust each other?

The father claims the child and gets $1500 of EIC.

I delayed starting renovations on this because I closed on the property the day after I returned to work after the birth of our fourth child.  

Right now, due to child tax credits and filing jointly, I pay much less than I otherwise would (so I get a 'return') but I want to be in the habit of setting aside the money for down the road.I would also ignore appreciation and inflation.