I am also your age and getting in the game at this age is going to be awesome for your future.

I bought my first place when I was your age and it was to live in while I went to grad school and I rented out the other room in the condo.Talk to your bank and find out what is happening because what you said doesn't make sense for a regular mortgage. 

Sounds like you already know this, but I see it with new investors here in Colorado, coming in all hot, excited to retire by age 40 and then are crippled by that first step. 

As I continue my W-2, I'm continually reminded of my goal to be financially free by age 45 (just over 7 years from now) and I'm more motivated to reach that goal so I can go into RE investing full time.

Second, general maintenance and repair costs depend on the condition of the house, the age of the house, and who is hired to do the work.  

I'm a college student going into my sophomore year and I just reached the age requirement to take courses where I live!

Let them know your are open to using different Insurance companies on the properties (often one company will be best on one location but not others due to age, fire protection, etc.)

After discussing with her, due to the age of the house she is wanting to get out from under it as there are some cosmetic issues about the house that would just take the time and funds to do (like replacing some of the laminate wood slats, harder to find an exact match than anything).

It does age yellow a little, but not really detrimental, but it can more easily be refinished than a porcelain tub.If you want a window, you can put a small cantilever one at the top out of the spray area.

Due to age of owner's (70+), money to be made selling ( rapid increase in equity), change in the market area (over crowded beaches/Pigeon Forge strip) and life changes (divorces/death) the owner occupied/2nd home owners sold.