@Khayla WilliamsI strongly recommend against borrowing 100% for a propertyThere is significant risk in owning real estate including section 8 and maintaining the home in a certain condition and if you do t have the funds for those repairs you could lose it all.I always recommend people budget and save enough for a down payment and reserves before getting into their first property.

@Stephen FrazierI'm not 100% sure what you're asking, but I would strongly recommend against buying something with 100% financing where part of that financing is a HELOCYou will probably just lose moneyIf the home is owned free and clear, maybe the kids would do seller financing? 

And what you lose in appreciation in those other markets you tend to make up in cashflow since the rents are higher compared to home value. 

The rate on my mortgage is amazing (low 3'%) and have no plans to lose that.

What you pay over 1K you lose if the property is redeemed.

.: "The populations of several cities on this list are shrinking, but few are losing residents as fast as Albany, Georgia.

No one MADE you lose your money.

you buy something and then sell in 2 years and lose money. 

That said I did NOT lose money on that property.

Single-family can also be a good place to start because there will be more options but you lose the extra rental income.