So I get that "lag" almost every time, plus I deal with our corporate bank... so they always have that lag. 

Tom,I have been in contact with dozens of investors like myself that lost a lot of our investment capital via lending notes set up through Safeguard Capital Partners LLC. 

My Wife and I are going to pull the trigger in 2025 and are looking in the Central PA area to buy our first STR.

I can walk you through one of our recent Equity Splits so that you can understand the process. 

We understand that tax complexities can be challenging, but our experience shows that many of these barriers can be overcome with a strong local team.

Stay tuned for our next blog on diversifying your real estate portfolio for long-term success!

Stay tuned for our next blog on tenant retention strategies for long-term profitability!

California owners, should we increase our coverage, which should result in higher premiums?  

If you are just downloading data room info from brokerage sites and plugging into a model, you are refining your skills on the "act", which is certainly necessary and helps make the process faster.  

One of the sites I like to check (https://apartmentloanstore.com/seattle/washington/cap-loan-r...) peg this between 5.15% and 5.70% (assuming it's in the suburbs).