@Hayden Kerns- thanks .....no guarantees on  either  property appreciation or inndex  fund returns .....I would  recommend a combination of both ....if you had to choose one or the  other to maximize growth over  a long term - the index  fund is likely  a better bet  ...this is also very ddependent  on location or the property - 

However, she said without lender insurance, it cannot be guaranteed that my mom is the first lien holder.

No personal experience...but honestly I've heard good things about section 8 because you are really guaranteed to get paid.

You will likely have personal guarantees, but those are contingent liabilities to you and not show when you are applying for personal credit.

Does Wisconsin have any sort of Guarantee or Recovery fund for licensees?

We've found several already that will make it worth our while, but that's obviously not guaranteed. 

Using eggshell for sheen on trim guarantees you'll be repainting trim all the time.

This is helpful info, and very interesting.So insurance companies would NOT be inclined to insure a whole neighborhood if it guaranteed a large number of contracts?

I guarantee it will make a bigger difference if a place doesn't fit your lifestyle than if you make a bit more or less with your properties.   

My parents guarantee the loan so it goes on their debt to income ratio and their very high income and over 800 credit score qualify the loan for better terms.