First impressions matter and presenting a property in its best light can attract potential buyers and increase its market value.

Managed a substantial rent increase with two newly qualified tenants.

They got caught short with the recent rate increases.  

ie just increase rent?

Low down payment with potential for huge rent increase year over year making house hacking very advantageous in New Jersey.

If they do it increases your odds of getting approved.

It’s a solid option if you’re confident about refinancing before the higher rate kicks in or if you want to save more month-to-month early on.Option 2 (3.5% DP, Permanent Buydown): Lower upfront costs free up cash to invest elsewhere, and the 5.4% permanent rate adds predictability.

If expenses are high relative to income, the cash on cash increases when the down payment increases (16k column).

My property tax increases have been 17% for both homes (no Proposition 13 like in CA with our max of 2% increase).  

Proactive, I do not have to ask them for information, they run annual rent analyses to increase rent appropriately, and they get after repairs.