If they complain, show them this part and ask them to recall discussing their responsibility during your onboarding conversation.The other option, you can choose not being a landlord if this is to much to handle. 

Realistically, if rents can't keep up with costs over the longer term, fewer people will buy rentals and there will be fewer options for those who can't afford to or choose not to own a home.

Which school did you choose for your pre-licensing courses and why?

I haven't been able to choose a favorite in this space.

Hi BP, Does anyone has some recommendations when it comes to choosing a lender here in Raleigh.

Like Nate mentioned, choosing the right lender will depened on the type of loan product you are needing. 

Here's what the loan officer told us: "You still have entitlement left over that you can use if you choose to make this property your primary residence.

When choosing a loan officer, make sure you find someone you mesh well with and you trust to have your best interest at heart.

This can help offset your mortgage and other expenses.Single-Family Home: If you choose a single-family home, you may have the option to rent out rooms or a separate unit if there's space, but the income potential might be lower compared to a duplex.Affordability:Duplex: Financing a duplex might be more challenging, but the rental income can assist with affordability.Single-Family Home: Single-family homes might be more accessible for first-time buyers, but you won't have rental income to offset expenses unless you choose to rent out a portion of the property.Property Management:Duplex: Managing a duplex involves dealing with multiple tenants and units, which can be more time-consuming than managing a single-family home.Single-Family Home: Managing a single-family home is typically simpler since there's only one tenant.Privacy:Duplex: Living in a duplex means you'll share a building with tenants, which could impact your privacy.Single-Family Home: Offers more privacy as you won't be sharing the property with renters.Market Conditions:Duplex: In some markets, duplexes may offer better appreciation potential and cash flow due to the rental income.Single-Family Home: Depending on the location, single-family homes may have better long-term appreciation potential.Long-Term Plans:Duplex: If your goal is to accumulate rental properties, starting with a duplex can be a good way to get into real estate investing.Single-Family Home: If you prioritize a more traditional living arrangement and don't want to manage rental units, a single-family home might be a better fit.

Plus you may not like being a landlord its a lot of work and stress. even managing the manager.. of course with Notes you have to choose wisely as well..