I do not call them mentors, but at the end of the day, the role they fill is to provide advice based on their expertise and their knowledge of where we are in our business. 

You could try something like this....Dear Tenant,  Since we are now on month-month terms there will be an upcoming change to the lease.

So the loan for the rental shows as a debt but the income is not reported to the bank where we are trying to get the new loan.

We are blessed to have the chance to visit every summer!

We are about to buy properties in OH. 

.- we are starting a local rehab on Dec 1 (last unit in a quad).  

But since we are near the top of the market in SF, I would be cautious about investing in that area unless its an extremely good deal, and for those, you need to learn how to find them off-market before an agent lists them.If you want to learn how to find off-market properties, I might be able to help you.

We have had a terrible experience utilizing PM, so we are doing our best to keep things in house and hands on. 

I actually currently have 3 lots that we are building duplexes or triplexes on at least.

In fact, it often appreciates.To go a little deeper:Depreciation was designed for assets that wear out or become obsolete over time, like machinery or vehicles.