E.g. fire rated construction requirements on main homes, survey & soils reports, utility upgrades. 

You will need to utilize a fix to rent loan, then after the rehab is complete refinance into a DSCR loan.

I still have to see what's happening with utilities, but right now it would cashflow anywhere from $150-$300 (depending on the loan type and DP we select) with a CoC ROI between 9.9%-10.8% (lower than some other options we're looking at, but it already has tenants...)Thoughts?

The property has been owned outright for over 70 years, has had the same tenant over 50 years (a utility company), and we are looking at taking out around 40% LTV, and the mortgage payments would be covered 2-3x by the rental income, so very stable, safe lending situation. 

.- Landlord costs skyrocketing:      - Insurance: +30% (thanks, climate change)     - Utilities: +30%     - Property taxes, materials, maintenance all up     - Even lawn care and cleaning services cost moreThe article argues these costs are being passed to tenants, not just padding profits.

Understanding this, there are three reasons why single family investors fail to maximize the potential utilizing the  SFH investment strategy: (1) This investor buy SFH's singularly focused on cash flow and ignore the fundamentals that are strong indicators of market appreciation and the transition event to higher home ownership.

Arms, IO, fixed are all options presented and quotes can be adjust based on what your goal is such as utilizing buy down points for a lower rate, adjusting the prepay penalty to get the rate up or down.

In our climate, as yours I assume, its definitely worth separating utilities.

Thankfully I don't have any student loans, so I'll be able to utilize my income to its full potential.

When a tenant stops paying you, they stop paying those utilities and the bills add up fast.