--Searching properties:Size: 0-2 bedroomsPrice range: 300k maxI've started looking on clasificados, and trying to determine where to search.

Freddie SBL offers 5-10 year fixed rate options, as well as 10-20 year "hybrid ARM" options which start with an initial 5-10 year fixed rate period, followed by a 5-10 year floating rate period.

That is awesome, congrats on getting started!

Quote from @Erica King: Hey hey so I’m a single mom that started house hacking a little over a year ago .

You're off to a bad start if you must create a poor perception of other options to make your concept look good.  

@Omar Fernandez - you can start by reaching out to some attorneys, NYC is an attorney city so you'll have to get an attorney involved (who usually orders the title search). 

If you are able to actively use the funds I would say start a real estate marketing company with it. 

Maybe one the contributors on BP will see your message and start something like that.  

Then if you still 100K off, I would start dropping the price in a big way to get to an even playing field. 

I always recommend starting small—testing with one VA for a month is a smart strategy.