She has a 780 credit score, makes 4x the rent, and everything looks perfect.

My best tenants have credit scores in the 500’s so I don’t go by that.

Rates are moving down and depending on Rate buydown, credit scores, and down payment it could be higher cash flow.

You have found an incredible source of information on investing by visiting Bigger Pockets! 

Example, every 20 points on your credit score is a jump in pricing and every 10% LTV is a big jump in pricing too.

Navigating the zoning requirements, dealing with Maryland Historical Trust limitations on what can and can’t be done to the property, and the financial burden of renovating the property to meet these standards have left us trying to figure out the best strategy so the property doesn’t just sit unused.If we decide to sell, we anticipate pricing it at around $70-$80 per square foot, which is an incredible deal for a property of this nature.We’re reaching out to see if anyone here might know of potential buyers interested in this unique opportunity.

That and the incredibly low cap rate in '22. 

A lot of DSCR lenders are technically POF lenders as they only qualify on 4 things: 1) valid driver's license 2) FICO score 3) rent is more than the PITI of the proposed property and 4) proof of funds for the down payment and closing costs and reserves.

When a vacancy comes up in a good apartment on SFO, operators often have literally hundreds of extremely well qualified applicants at incredible rates.

Incredibly the seller accepted my offer with no counter, and we closed 2 weeks late.The second example occurred about 4 years ago.