9 October 2018 | 1 reply
I have most items selected through Home Depot but stuck on some of the larger ticket items.What are some recommended, durable kitchen/bathroom counter tops?

9 October 2018 | 0 replies
The dollar amounts are rounded to the nearest number. 1 Month 3 Months 6 Months 9 Months 12 Months 9.99% and 1% $9,163 $18,738 $29,975 $42,463 $54,950 10.99% and 0.5% $7,079 $16,238 $29,975 $43,713 $57,450 11.99% and 0% $4,996 $14,988 $29,975 $44,963 $59,950 As can be seen, each rate could be the best option for the borrower based on the amount of time that it takes for them to complete their project.

11 October 2018 | 6 replies
Some people get away with cheating on their taxes too but that doesn't mean we should.

10 October 2018 | 2 replies
to be some upside that I am missing in my valuations:Purchase price: 495,000Units: 16Rental Income: 8,400/moDown: 20%Down: 100,000Closing: 6,400Repairs: 16,000 (assume 1,000 per unit)TOTAL INVEST: 122,400Costs: Debt: 2,800.00 (6%) Taxes: 690.00 Insurance: 200.00 Sewer: 800.00 Heat: 1,200.00 Yard: 40.00 Garbage: 300.00 Cap Exp(3%) 252.00 (Lower than I normally go) Repairs (5%) 420.00 (300.00 per yr/unit) Mngmnt (10%) 840.00 Vacancy(7%) 588.00 Screening 40.00 (tenant screening)TOTAL COST: 7,600.00 (rounded)Monthly CF: 800.00 (yikes...…...50.00 per unit!!)
11 October 2018 | 6 replies
Stop try to fit a square peg into a round hole.

11 October 2018 | 2 replies
Here is what the numbers came out to:$50k unsecured loan at 8% interest from Huntington BankPurchased property for $40k- used the remaining $10k for repairs (repairs should take max of 2 months)Rent house out after repairs are done for $900-$1,000 per month ARV of property is $60k53rd Bank offers 90% LTV refi after 6 months seasoning and $195 processing fee at closing- Refi property for $54k on a 30yr mortgage at 5%Mortgage payment including taxes & insurance= $436/monthCashflow= $900 - $436 = $464 gross cash flowRemove 20% for cap ex/vacancy/other expenses (round up)= $100Net Cash flow= $364 monthWith the 90%LTV refi I am able to get my initial $50k back from the unsecured loan plus $4k.

15 October 2018 | 7 replies
I have been happy with the information provided on there, it goes down even to 10 year old speeding tickets.

15 October 2018 | 35 replies
She may not have a father around growing up and, even if she does, she often spends as much time as possible studying to get away from him anyway.
14 October 2018 | 9 replies
The location makes it desirable for retirees and people trying to get away from city life while being close enough to still have a "real job."