To answer your questions here though:Alternative options - I was going to sell all my stocks and etfs, take out a HELOC, and some credit cards to try to shoestring together enough to the deal without a hard money loan. 

The units are ready, but due a personal situation I only want one.

Yeah my goal is around 30% but its hard to achieve, especially using a hard money loan.

lots can go into this somewhat simple question and most of it is personal preference.- you'll want to define "best", and what that looks like for you as a success.- How much money do you have to spend?

Proper time tracking and logs are critical for demonstrating compliance with this rule.I've only seen one person with a W-2 qualify for reps, and that was from a tax court case where people had to come in in person and attest to his hard work.

Also, I am guessing that due to the state of the house, it would not qualify for a conventional loan?

I put 20% down using personal and private lending.How did you add value to the deal?

OTM was more a round table discussion of current events, predictions, news etc as it related to real estate, where the hosts also provide some great personal stories that relate to the topics discussed. 

I have personally purchased large apartment complexes from REITs and know how poorly some of them manage their properties. 

FHA loan through my mortgage broker associates.