(And since I also got bookings via my earlier VRBO pre-approvals, didn't realize until the inquirer let me know they were going with another option, that VRBO holds it for 72 hours.) 

Based on what you all have said I think my best option for now is to put the multi fam under my LLC and keep renting the others as I have been.

Strategies include offering owner financing, allowing trade-ins, or providing lease options.

Given there is a decent fee, I’m also considering the option of not getting the ADU permitted and just rent it as is for “roommates”.

There are definitely multiple options and some will allow for a set amount of personal transactions per year to waive commission splits.

I have another one were I optioned 120 acres that just got brought into long term planning for chips act. paid 5 million for it and spend 10k a month negative..

Another odd thing was the same buyer added a second option of a cash purchase that was close to half the asking price.

One option to try is to identify the hospitals that are close to your property and try to reach out directly to their HR departments.

To navigate this, consider options like keeping your current home as your primary residence while house hacking a multi-unit property, using the HELOC funds strategically before moving, or exploring alternatives like a bridge loan or cash-out refinance.

Of course if you are required to pay off the 2% mortgage then your cash on cash ROI goes way down, but with a 30% equity cushion you’re still way ahead.I really dislike contractor for deed, lease option, or not recording warranty deed as “solutions” for the due on sale clause.