Vetting tenants is essentially the same as regular tenants, but expect lower credit scrores, bankruptcies, etc.  

The other option I would consider is regional credit unions that hold onto mortgages/loans and don't sell them to the secondary market - they are "portfolio lenders" and have the ability to be more flexible with their terms.

NV has the 4th lowest property taxes in the nation and do not reassess on the sale. 

If you have access to a line of credit on your primary home, that could be a good option.

It's a different kind of program where we don't even consider the DSCR on the property, we mainly just look at the borrower's credit, their investment experience, and the property itself (where it's located, value, use, etc).

They have zero accountability once you hand over your credit card.This is not specialized knowledge- it is free that you can find anywhere- free on social media, YouTube, bigger pockets, podcasts.

The prospect completed an application and checks the credit and income boxes but does have a mark on the criminal record.

I'm moderately experienced in subject-to (had approx 6 over last 9 years), but this will be my first time as a seller with the underlying loans in my name and more of the risk on my credit.

Since you're in Florida and the laws are much more fair, I'd be willing to take a chance if his background/credit check came in clean. 

It stands out as a small metropolis with an affordable housing market, good job opportunities, and easy access to nature.With a median home price of about $259,817, Huntsville ranked 26th lowest in our analysis.