For the 20% down, it’d lower your mortgage and eliminate PMI, but buying now could help you start building equity and gaining appreciation.

My assumption is laundromat clients tend to be on the lower income range.  

I've been getting a card or two a year to increase my limit (indirectly lowers utilization as well if you don't charge it up) - it does hurt the overall credit age though 

I have listed my house for rent for $2400 trying to get a section 8 tenant because of the guaranteed money from the state but willing to lower that amount if need be.

If paid by the lender (this is common for conventional financing, especially with retail lenders), the origination and/or underwriting fee is “baked” into the interest rate, therefore giving you a higher rate in exchange for lower out of pocket costs. 

Jefferson county section 8 rental numbers are lower for 2025.

Sales comparables which would be higher in the past due to lower interest rates earlier., C.  

Your property listing can also be a great way to lay out qualifying criteria (i.e credit score minimum, and require a co-signer if lower).After conducting due diligence into a particular tenants situation, and you decided to proceed with an application approval, you could require a higher security deposit. 

Accreditation today has a seemingly lower bar than it was, say, ten years ago due to inflation.

Hey Becky, I see your note about cash flow being lower on the north side but appreciation being significant.