E.g. 3 years of IO on a 10 year loan or 5 years of IO on a 10 year loan? 

Easy to work with, lend everywhere, responsive and in some cases a desktop appraisal.What kind of rates did you get with them , IO?

Up to 80% if FICO is over 780, no appraisal under $250k value.First Republic - CaliforniaFulton BankGFA Federal Credit Union 10 yr draw, 10 yr repay, MAGranite State CU, NH 90-100%Great Lakes Credit UnionHanscom FCU, FloridaHSBC 70%, for premier clients onlyHorizon, Kalamazoo MichiganHuntington 75% LTV 5 yr IO product available.

Quote from @Jevon Shaw: There's an iOS app called The Regrid Property app.

40,000 loan X 5.24% (.0524) = annual interest only payment of $2096 / 12 months = $174.67 IO payment.

I bet a lot of the smell is hanging out in the carpet and pad as well as in debris in the coil if filters weren't changed frequently.  

DSCR also offers multiple terms so knowing up front which one is going to offer the best cash flow and overall cost is important.Knowing if you can close in an LLC up front and if there is a rate bump, What DSCR ratio are you using for approval and do they offer a lower DSCR ratio option as a back up if the appraisal 1007 (Rent schedule) comes in short, Do they offer an I/O interest only option for higher cash flow and do they use the ITI or PITI to qualify for DSCR ratio payment approval, Does the bank/lender have overlays on PITI reserves 3/6/12 months reserves required, Do they require landlord seasoning or will they approve first time investor, Do they use lesser of the two on rent schedule or STR rents or use the VRBO previous owner tax year.What are they offering in regards to rates and duration of prepayment penalty - what is the cost for No prepay.

I'm at the point where I feel this way about Android and as a result was thinking of migrating to iOS, Mac combo.

Either recession or no recession, most RE riskiest investment from top to bottom:a) > 80% LTV, epecially with I/O only or too short-term ARM and need to be refinanced within a few years from 2022b) 50-75% LTVc)  <50% LTVd) those who doesn't have adequate reserves.In any good/bad time scenario, it's prudent to have at very least 25-30% LTV. 

FL, NY, MD, CA, VA, NJ, Horizon Bank, Kalamazoo MIHuntington MI 75% LTV 5 yr IO product available.