What is mentioned in consumer law is "over pricing" "high mark up" "overvalued" "gouging" "excessive price" understand the concept of the "fair pricing" not a percentage as a trip wire that blows up your position. 

Narrow paths encumber carriages and wheelchairs, and properly cleared pathways ensure flow and safety of pedestrian traffic.Remove ice to bare pavement or make as level as possible and treat with sand, sawdust or similar material.Please clear any snow that may be blocking a handicapped ramp, fire hydrant or catch basin.DON'T: Shovel or plow snow into the street: Violators caught shoveling snow from private property into the street will be fined.Overexert while shoveling: Excessive strain from the cold and hard labor may cause heart attacks.

This just mitigates the risk that a renter will expose the material to too much moisture because they aren't going to be as conscious about it as a homeowner may be. 

I think for the house hacking approach the first goal should be to have your tenants paying for your expenses so you're able to live there for "free" So if you'll be making enough money from rent to pay your regular bills like the mortgage, taxes, insurance, utilities, etc. and can put the excess money and your own monthly "rent" contribution aside for cap ex and other maintenance you'll be in good shape.

That may be how your lease is written but it sounds excessive, as most states that have weighed in by law on late fees cap it at 5%.

That being said, the math makes this a simple one:$3,000/ monthly income - $1,800/expenses = $1,200 net cash flow x 12 months = $14,400 divided by 2% bank CD rate = $720,000 what you'd need sitting in a 2-yr CD.Use the excess net cash flow and build up another investment pool to find your next investment property to reach your goal of 10 free & clear rentals for retirement.Awesome job by the way!

The recorded amount of the mortgage is in excess of the current value of the home.

Legislation to end this abusive, excessive, and illegally applied fee was pursued in Colorado several years ago but was watered down and then killed by HOA property manager interests.

I do not know anyone that thinks Dricore is worth the money in our area.To me it seems like it would cause a huge increase in the wicking of water into the sheetrock if there was a leak.Where would the moisture go if you seal off the 1/4 inch gap around the edge with vinyl?

If you purchased SFH (with no HOA fees), then you would have that extra $150-$200/mo from HOA fees to go to increase your cash flow, save for repairs, etc.2) Have you considered using some of the excess money (current going to pay down the mortgage) and putting it into an account for each property to cover repairs and eventual replacement of items?