But when they graduate high school most kids cannot explain how compound interest works, or how to buy a car, or a house, or what a good interest rate on a loan is?

Not only is your business life rocked but you then get to come home and hear about it on the personal side.My personal banker over here in Portland we have been doing business for going on our 23rd year.. and so that has led to some interesting conversations over the years.. and his number one issue with a problem loan is usually a partnership break up that is compounded by business where the spouse is also a principal.

There's a few variables missing IMO:- What return do you expect on the index funds: for example, at 6% a year, compounded & assuming all dividends reinvested, after 20 years you'd have 1.6MM- What is your time worth in the equation: You invest 0 hours per year with the index funds I assume; VS self management would be a full time job?

There were some homeless folks living on the decks in the rear of the property but the overall concern and the obvious reason why this property was not moving was the condition of the foundation.The East wall bowed out significantly but it had been reinforced.

For example lending at 14% and 4 points monthly without the velocity of compounded interest at a minimum is 22% annually.

I also have a thing against using the same selections in every house...which greatly compounds the issue. :)   

Regulatory Agencies are not some supra-national legal body that does not have to bow to the whims of our legal system.

We're looking at kind of an oddball property and would appreciate any suggestions for evaluating it.It's basically a small family compound... 2 SFRs on a single .9 ac lot with a swimming pool located between them.

We must have had the longest waiting period on record.They wanted more and more documentation over and overTo compound the delay our bank made a "mistake' on the title of one of our accounts.  

I'm eager but not that willing to do the work myself anymore as it's not a good use of my time.Here's what I have done successfully: when I discover a property with the right amount if equity and triggers such as compounded problems (deceased owner, no probate, in foreclosure AND vacant) I decide if there's at least $100K potential profit.