I have an excellent credit score of over 800 and am looking for advice on what mortgage rates I should expect for a 25-year or 30-year loan.Additionally, I'd appreciate any insights on the benefits of opting for a commercial loan versus a personal loan for this type of property.Thanks in advance for your help!

If you're looking at commercial property then there might be other ways to get financing without leveraging your primary residence.

I would make sure that crawl space is vented proper, may need a small commercial grade fan not sure .

Are there some lease terms that are common for commercial real estate that I should try to get included?

It has not been satisfied or assigned, but there is also no lis pendens on the property.The second property of the same Owner is commercial. 

For those already investing in commercial or multi-family properties, what strategies have worked best for you?

@Roberto Westerband on the investment property I will pull a standard commercial loan and have the property stand alone. 

It’s off of a very traveled road with frontage, so it could be used for commercial or residential according to the zoning. 

As we progress through 2024, commercial real estate shows a mixed landscape influenced by economic factors like inflation and labor market shifts.Office PropertiesThe office sector remains strained, with vacancy rates at a record high of 13.8% in July.

The definition of qualified property under Section 179 was expanded in 2017 under TCJA to include the following real property improvements to nonresidential buildings: Roofing Fire protection and alarm systems Security systems HVAC systems So you can expense roofing under Section 179 as long as it is an improvement to a commercial property and meets the Section 179 criteria.