@Jamie Banks if you are using them for account too, I can see it but is there any advantage if you use your current bank?

Bank accounts, stocks, all assets. 

This is where the bank generally gets notice Title was changed. 

A while back I was listening to an older episode of the Bigger Pockets podcast back Michael Greene was still hosting and they talked to an insurance expert. 

I work with a small regional bank that maybe has 20 branch locations across 2 states.

But the struggle is real right now…  It will be challenging to find banks that will lend with less than 20% down.

This might be a silly question but have you ever been successful in getting the developer to finance it for you versus a bank or other loan?

I think you need to sign up on Meet Up and RSVP: Tuesday, Nov. 12 Walnut Creek  at Rotator Taproom 6pm (short notice - it's tomorrow)Thursday, Nov. 21 Oakland at Two Pitchers Brewing Company (hosted by Tyler Jahnke of Kenji Capital)Saturday, Nov. 23 Tilden Nature Area, Berkeley hike at 10am (hosted by Tyler Jahnke of Kenji Capital)Thursday Nov. 14 San Francisco - Happy Hour/Networking at Alchemist Bar and LoungeTuesday, Nov 19   San Francisco - 100% Funding for your Deal (Sports Basement at Stonestown Galleria mall)https://www.meetup.com/bayarearei/events/304151177

You're spot on with how private money lending offers speed and flexibility compared to traditional banks.

The host is based out of Boston!