It also says under the accessory uses section: "nonhabitable structure requiring a building permit." 

If the owner does not meet that residency requirement, another human being must be identified as the local agent in charge.

In terms of selling a property, parts of Cleveland require a POS (Point of Sale) Inpsection, but I'm not too familiar with what all that entails.

Lastly, if I was able to get this home at that price below market, are there loan options that require little to know money down, since it is at/below the 85% LTV?

However (to go into detail requires a separate post), that's not quite the correct course either.

IME (in my experience), you would charge a fee (say 50-100 basis points) to the banks/investors, often times based on the either the commitments or the outstanding balance of the fund. 

Your requirements to defer all tax are to purchase at least as much as your net sale. 

Most states require a RE license and or Broker’s License.

Full disclosure, I'm not a disaster expert, politician or climate alarmist, but according to those fighting fires on the California coast since the 1960's, Devil Winds are natural occurrences each and every decade but require highly conducive conditions to be as destructive. 

While downpayment requirements are higher, still a great option.