Sometimes lenders will allow their portfolio loans to be assumed as well, but usually not if they can get a better rate with a new loan.

That might allow you to find financing. 

Sometimes too portfolios allow you to include lower valued properties that might not be eligible for regular DSCR lending. 

You can do delayed financing where you get only the money you used to purchase (and some lenders allow closing costs) as part of a DSCR loan refinance after closing with no wait.

Here’s why and what alternatives might exist:Real Estate Syndication or Fund: Invest in funds that generate passive rental income, which can offset Schedule E losses.Real Estate Professional (REPS): Qualify for REPS to reclassify rental losses as non-passive, allowing them to offset active income.This post does not create a CPA-Client relationship.

The cash flow is what allows you to not pay more for your property every month. 

Drama..... we pull off the property return it to existing conditions and the city allows me to install the cleanout on their property in the sidewalk area. 

When a property has rats and mice, it is almost always due to an opening allowing them to come in from the outside.  

Instead of tying up your capital in a high-cost primary residence, consider taking the would-be down payment and investing it in out-of-state properties.This strategy allows you to diversify your portfolio across multiple assets, spreading risk while potentially generating cash flow and building equity in appreciating markets.

BP's rules won't allow roofers and contractors to reach out to you in this section of the forums.