TLDR: If you're in year 4 of 10 and pay the mortgage off, your payoff balance will be adjusted to reflect the cost of buying a gov't bond that will produce the equivalent amount of dividend payments for the remaining 6 years (in other words, one way or another, the lender is absolutely going to get their 10 years of payments).

A Certified Public Accountant should know! 

what you need to do is buy in better areas where the price points are higher and the returns are risk adjusted.. that means paper returns are less.. but you know investors they tend to not think about tenant risk and go for the highest returns on paper..

Like a marriage, you certainly want the capacity to change / adjust, but that can lead to a breakup, or a complete change of heart.

You will get one maybe 80% of what you want and have to adjust systems or supplement from there IMO.Choose wisely, switching is a big PITA

Quote from @Shaun Sidey: This guy is a certified SCAMMER.

It has 9 foot ceilings, some plaster of paris and need to adjust a vent.

You have to be able to have enough cash flow to pay for proptery, live off, and also to reinvest back in the business.Maybe I need to adjust my strategy a bit and do some flips to build up some capital for the rentals.

It seems as though cash, certified funds, or multiple bank accounts are how others are ensuring the tenant cannot relinquish funds they’ve already paid after the fact.

Gain = Sales price less expenses less adjusted basisAdjusted basis is purchase price plus improvements less accumulated depreciation.