Longer/ Higher Prepayment Penalty Period tend to yield lower interest rates, but if you want to refi in a few years because you think rates will go down then you'll be better off avoiding the penalty and going with a lower PPP.

I am trying to get a few referrals.

Am I alone in finding that in today's market, wholesalers tend to be able to bring properties at the same price points as you can find by shopping at foreclosure auctions?

I am now wondering the efficacy of a referral bonus.

let me just tell you like this i paid 2 k.. the first 2 mo i recover my money with their Referral program and last and most important i got 2 deals as flip and 3 wholesales in 2 year all inside of the community ) all of you just ...

Any help (or referral to a RE attorney would be appreciated)Thanks!

Quote from @Cecilia Hagan: Good renters tend to be good pet owners.

DM if you need the referral

The net effect is that the money is out for less than 30 minutes in almost all cases (exception would be end of month when the title company has in influx of deals, but we're also in an ABA with them so we tend to get taken care of very quickly even during those times).3.  

Your earn it in this business and once you have some years in and your getting your business by referral like she does it does get easier at least on the marketing end she has not advertised in say 20 years all of her business just comes to her based on her quality of work with her clients. 2 years ago she was number one agent out of 600 HUNDRED agents and she does not have a team..