Mohammed, thanks for taking the time to offer guidance.

Yes, it's true that you might be able to find a product you need at a greater discount when a brand like Wayfair or CB2 is having a sale, but I've found that they truly do offer superior discounts at scale, even considering the fee. 

We don't know of too many places that offer turnkey properties, so if you have any recommendations that would be great.

@Donald Hatter thank you for the responses and offer.

I'm not an loan officer, but I know some banks locally like ORNL Credit Union have offered a 0% down conventional loan product.

Our pretty good Tenant has offered to clean the place before she moves in and to paint it, too.

Each one offers its own set of opportunities for appreciation and cash flow.

FHA gets a bad rap because sellers and many agents think it's only for people who don't have the money so if I had 20 percent, but wanted to use FHA, I would present a proof of funds with my offer showing I have more money, but am using the FHA as a financial option so I can get an investment property as well somewhere else.

We not only offered them a better comp package, but we offered them the opportunity to work for people who knew real estate investing as investors, not just as lenders. 

IMO what will make your company successful is the value you offer to your owners/clients & your tenants.