In the past any quiet time that came up I'd fill with music or podcasts.

Other long-term investments include: StocksBondsRetirement savings accountsAny asset or financial instrument that is held for longer than a yearA long-term investment plan can handle a higher level of risk because it has more time to bounce back after incurring losses.

No reason the upstairs tenant with noisy kids should be bothered by music.

I recently bought a row house in Baltimore, MD, in NE Highlandtown on a somewhat "lively" block (lots of through traffic, regular drug deals, but also kids and people just hanging out and music).

Thus, an eligible interest cannot be a debt instrument within the meaning of section 1275(a)(1) and §1.1275-1(d).

If the guest disturb your neighbors in the middle of the night with music or anything, or smoke, or drug or bringing prostitutes to your place, etc... there is no compensation and basically no penalty for the guests.

In exchange for their help I offer what Im good at; website creation and development, graphic design, anything music related (jingles, background audio etc, music tracks), boots on the ground if needed.

The OP was asking a legitimate question looking for help and advice and one of the reasons BP has been so successful and frankly instrumental in my business, because people can come here and not get smoke blown up their skirt.Best of luck to you.Stephanie@Ben Leybovich  Thanks for the shout out.

when at garage sales, I bring a book to read at appointments that run tardy or at the shop vs browsing my phone, I lift/do work before gym class starts vs just waiting by the door, I talk to the older folks after their senior circuit training, I listen to podcasts in bike class vs the same old music offered, I sweep up and clean up after myself on service calls and usually address something else while there, I smile and listen and am genuinely curious about the other person in conversations, I have no consumer debt or shiny new toys or gadgets, etc.

That's a little better than some high-yield savings instruments, but not by much and with significant risk exposure.