One note I wanna make on appreciation is that monetary inflation is the opposite of it, and in many markets appreciation only fights evenly against inflation to bring you to a break even point.

Here's one in particular that I've run some numbers on:10 units, $585 per month per unit in rentsale price $795kAccording to the ad:Scheduled Gross Income:$71,000 (my caculator must be broken 585 x 10 x 12 = 70,200)Net Operating Income:$54,060NOI seems a little inflated if you ask me (but you probably didn't :lol: )If you put 10% down ($79.5k) your loan amount will be $715.5kAt 8% the payment will be $5250/month.

Or the pricing of the homes in that area have become inflated?

I get to collect another option fee, raise the rent after a year for inflation and get a higher selling price for the option the next time around!

Apparently the entity was not valid so "A" walked away with a chunk and it turns out that the mortgage broker who set up the loan using the hyper-inflated appraisal knew what was going on and was getting a kickback from "A".

I think I would rather have 5%-7% inflation on 100 properties than 35% on 1.

Then they get inflated back up usually because of mortgage fraud or sometimes an outsider who doesn't know the area buying in, then they go down again.

TNote or Tbond would also work and bring a bit of inflation sensitivity into the mix.

They don't matter much as long as you still have cash flow, equity build, inflation security, and appreciation.

Greater Houston is a great place for real estate investments given the deflated prices compared to other US markets & the impressive population growth.Here are a few tips in this market:- lack of zoning makes knowledge of subdivisions(neighborhoods) VERY important; so know your numbers by subdivisions, i.e DOM, avg sales & rental price per sqft etc- market in Houston below $150k is overpopulated right now- too many people & too many transactions- so don't be fooled by recent sales data since they may be inflated; true value of SF investment properties should be driven by cap rates; SF rental market in Houston in north of 10% cap rateLet us know if we can assist on any way- we provide data to help investors find their own off-market deals.