The property I purchased is unique and they are not building properties with lot sizes and features like it in the area so it stands out.

Hi Chad,As other have stated, you'd probably get 75% LTV at best assuming you are walking away with cash. 6 months+ is the general stand for seasoning requirements, but some lenders can do 3 months.

So, I am using a title attorney that I have a long standing relationship with.

I totally get if someone had 5 properties to have some one on stand by.

That's just part of the ride.For too long, I've been standing on the sidelines, wondering if I had what it takes to tackle this beast.

Do keep in mind as well that there may be a value placed on a more long-standing relationship with one person/firm as they'd have a better picture of your situation overall.

Happy to run through this with you from a lenders stand point!

Hang in there for a few years till things correct or inevitably rents go up and the fixed mortgage stays the same.The people that only own vacation rentals and paid too much will likely go under in saturated areas.The other option is to be the tallest pygmy and stand out amongst your peers.

Each State stands on its own as to what is the law and what is not the law in that State.

As to your money, I would say to stand by.