I understand that not everyone wants to do that, though.

Again, all answers that might be better answered in private.You are correct that a lot of lenders just don't understand how we work as investors but that's why some of us hang out here. 

These days too many people have too little coverage in case of a rebuild so you do want to make sure you understand the true cost of a total loss.

What folks should be doing is developing the understanding enabling them to build their own tools.

I understand there are some protections that go along with it with all the law suits going around but hardly doubt they would go after an office with two agents in it.

Investors should fully understand that Section 8 is not a cure-all for Class C & D tenant challenges, it's just trading one set of problems for another.We see too many investors not doing enough research to fully understand all this and making naïve investing decisions.

It is my understanding that people refinance and then use those funds other ways (personal living, investing, some to buy another property) as a means to minimize tax obligation. 

I've done some preliminary due diligence (as the lender) and feel I have a pretty firm understanding of how it works.

So if I understand correctly, RWN brought shady deals to their investors, watched them invest without proper due diligence and investors got screwed?

My goal is to gain a solid understanding of the process, master deal analysis, and ultimately close my first deal.Right now, I’m focused on learning the basics — from finding motivated sellers to building a strong network of cash buyers.