Which ever I can get to work.I'm looking for a little direction if anyone is willing to help or point me in the right direction for a little while.

Call my cell phone at 602 790 2927Geoff

Non traditional credit lines can also be used (such as cell phone payments, utilities, rent) for buyers who do not have established credit history of 12 months.The back end ratio (proposed total mortgage payment plus current monthly debts) that is commonly allowable in FHA is 43% of the borrowers monthly gross profits.

(Seasonal)Worked some dumb jobs over winter and took a month off, then I just started back up on Construction last month and now im making about 5500 NET a month..I have not enough credit to even get a credit card..I have bills , Rent, Insurance, Cable/Internet, Cell phone, etc all PAID FULL on time for the last 6 months, So if that counts...Before that I had a cell phone for 3 years always paid on time..Anyways , doubtful?

Good luck whichever path you choose..

Time won't wait for you... and your kids will grow up in whichever life you provide.

However, use whichever means of valuation that is in your benefit.

Here there is a law that a contractor can only collect $1000 or 10% which ever is lower as a deposit.

how about cell phones?

I know mine is ruff, but 90% of the time im using my cell phone to enter BP information while on the go.