If you look at the large vibrant cities, this is a common problem- Manhattan's median apartment price is about $1,200,000, and the median rental rate is about $50k/yr(culled from various sources.)

This area has a pretty vibrant investor community with lots of meet ups to network.

What it comes down to for me is that I think Baltimore is an incredibly vibrant and interesting city today.

I am open to any places with a combination of vibrant music, arts, food & drink scene, outdoor recreational opportunities, and a strong job market.

Super affordable and vibrant communities and people are nice.  

@Richard ZuptichWelcome to BiggerPockets, a place to interact with a vibrant REI group, learn the real estate business and language at near zero cost.

If you happen to move to an area that has a vibrant market, so much the better.Find someplace you love, figure out how to make it work. 

@Clayton Rokosh - Welcome to the vibrant BP community.Thanks for igniting such vibrant and hearty responses.Here are the salient points I gathered from this dialogue regarding financial freedom and wealth:@Jd Martin - To me, financially independent means I depend on no boss to make my way in this world. 

I have a loving spouse, 3 wonderful kids, no health problems, a vibrant spiritual life as a Christian, a positive attitude, and we give generously to several charities that touch our lives. 

I live in a suburb of NYC and I’d love to see it back to its vibrant self.