Sounds to be like you are seeking retirement advice on a platform that mostly advocates for long term wealth.

It is also a bad sign that this was requested 8 YEARS ago and still not completed.

This idea that everything goes up in price is completely fictional.

So a question, haha, and forgive me if this sounds incredibly naive - how about getting a property manager or someone else with boots on the ground to do the underwriting by visiting in person etc.

I do not believe I am RentRedi's target consumer as I have more needs than others and that has been true for other business relationships I tried to build in my time, but I hate when things have to end on sour notes and the fact that it took publicly criticizing the service to get attention is more than disappointing on RentRedi's part as a service business.Thanks for sharing @Edward Toomey V Sounds like this was a painful experience with RentRedi

He has talked about some of the deals he and his partners have recently completed, and they sound like awesome opportunities. 

If you choose to go with this strategy you could complete your exchange and immediately do a cash out refi.

As a limited partner, you would be able to participate in the project without being involved in the day-to-day operations, while benefiting from the potential profits upon completion.If this sounds like an opportunity you would be interested in, I would love to discuss further and provide additional details on how we can collaborate.Looking forward to connecting soon.

The higher rates and no point options hopefully are temporary for you until you are able to show a 2 year history of 1099 income, refinance early in 2026 once you have completed your 2025 returns. 

Quote from @Caleb Rehg: Quote from @Will Gastonstonton: @Caleb Rehg This thread may be helpful: Nearing 1,000 College Students: Here's What I've Learned Sounds like you know what you are talking about in this space.