Just because its WV doesn't means its all the stereo typical trailer trash.

Supply/Demand Relationship – seemingly perpetual seller’s market- Seasonally adjusted housing supply still stands at 1.8 months, unchanged for two full years since November 2021.- Seasonally adjusted median days to contract fell to 9, virtually unchanged since July 2021.

Many of the folks you mention on the podcasts I would consider inexperienced newbies (not all, but many) that are inexperienced (haven't lived through a full RE cycle as an investor) and in some cases not many units and in others are more interested in selling product than giving new investment advice, plus they live and/or invest in markets with no long term track history for appreciation, so their advice is sound for them in their markets ... we on the other hand live in a market with 50+ year track record of strong appreciation well above the national average and well above inflation and you can confirm as historical sales prices are public record... that is how properties got to be expensive in the first place and there are strong underlying fundamentals of high demand and perpetually limited housing supply that I see no sign of changing. 

With these discussion perpetually cropping up, it would be great if someone actually contacts the state to get the word directly from the horses mouth. 

Like 50%+ of profits until they get their $20k back, then it goes to 20% in perpetuity, principal plus their interest rate, or until they get 1.5-2x their investment back (or whatever seems fair).

That doubles what they'd be able to take out of their savings every month for 10 years, AND they will perpetually get the income.

When you don't understand the difference you use debt wrong and get perpetually trapped in the middle class. 

Since we've lived here, they constantly have other kids over blaring rap music, smoking and drinking in their front yard and overall causing perpetual noise disturbance.I look at all of this through the lens of an entrepreneur who has to do what is right for his business.  

There is a perpetual housing shortage in most locations.

People like me (as I am sure you know) say that is the argument of not a perpetuator but an enabler.