Always be the winner, and bring your contractor before make an offer on the property, or have an hourly agreement for labor and hand them your credit card for materials.Best,

You can search for free until you get the list tweaked, then purchase with a credit card and download the list.

Since I recently had some expensive credit card and medical bills, my cash reserves are extremely limited, but I would very much like to make this deal happen.I own two other rental properties and both currently have tenants.

I'm at the beginning stages of my investing (love the podcasts) and was wondering if any veterans out there had any 'Tax Hacks'.I've considered getting a separate credit card just for my rental properties, but was wondering if it would need to be a different card for each individual property.

Next step is to dispute the transaction through the credit card company.

As long as u can put it on a credit card, I'd never worry about it.  

The key is that 2 year work history that you'll need to establish.In certain circumstances you can use the income before you even receive your first paystub (certain relocation and job change scenarios), however typically you'll need to receive atleast 1 paystub to use it.If you have had no work within the last 12 months preceeding this new job then you may need to be on this job for a min of 6 months before you can close on this new loan which would hamper your plans to close within 45 days on this duplex.Then again scenario #3 if you have the credit and the down payment and the property cash flows from conventional underwriting perspective and you have "no credit card debts," on your credit report then you may be able to qualify any way since your debt to income or DTI will be 0% (property cash flows) no debt outstanding to qualify for as the duplex will be adding income to your scenario.I've had an underwriter okay scenario #3 above but have never funded a deal like.

Even worse are the people with no money who borrower $40,000 on their credit cards for the same mentoring program, with little chance of success.  

To pay off all our bills, and pay off what we owe on cars, credit cards, student loans, debt collectors, etc we would need around $125,000.  

You might be able to pull out the discrimination card on this one which might be enough to get them to move on.