I am not a financial advisor and not giving financial advice.Reading through your post, your concern is risk management versus paying down debt, which might be a solution.1.  

Despite concerns over store closures, demand for retail space surged in the second quarter of 2024.

If you have concerns, don't buy. 

What do you think stagnant $/sf values alongside rising rental rates & absorption mean for the health of the market?

I’m concerned that holding this note may prevent me from closing on future deals due to DTI ratio.

Future risk is always a concern however never a value in an appraisal.  

Is it a health or safety issue to replace the shower?

I am contacting you to formally request validation of the alleged debt concerning this account and to inform you that I hereby dispute the validity of this debt.

Generally speaking, I have not seen underwriters look too deep into occupancy concerns related to second home vs investment property since Fannie/Freddie installed new LLPAs a couple years ago that make the pricing for each aligned in most cases.

Hi Guillermo,When getting a home inspection in Jersey City, there are several common issues to watch for:Water infiltration is a frequent concern, especially in older homes with damp basements prone to flooding.