We have until noon tomorrow to get a quote on flood insurance and withdraw our offer if we wish.

And since you hold the property with your wife in a trust that makes this a related party scenario. 

Hi James, glad to have you as part of this community! 

It sounds like you have a solid plan in place. 

After the appreciation we have been experiencing post 2022 and what we have been witnessing the last 2+ years its hard to pick a spot and be confident on appreciation.

As a contractor I had to work for money, be at the mercy of the customer, jobs and timelines never seemed to go as planned, only to pay tax on the money I worked for.

Tax Implications & Loan Considerations✅ Be prepared for higher property taxes and potential changes in tax deductions.✅ Ensure your mortgage allows renting—some loans have restrictions.If your financial cushion can handle these factors, you’re in a great position to rent out your home successfully!

You spend a lot of time and money having people do this work, and at the end of the day you don't net any more income compared to a long term rental.

We’re actively seeking lenders who can fund multiple properties at once.Open to discussions on flexible financing strategies that have worked for others.I'd love to hear from fellow investors, lenders, and finance professionals—how have you navigated this challenge? 

@Sophanara Khoeun you mention that you have no time as you have a 9-5 job - so, do 99% of investors!