It's best to reach out to multiple lenders to explore your options.

Properties below this threshold present additional risks and more limited borrowing options.7.

Many options available.

With fluctuating interest rates, tighter lending criteria, and increased competition for properties, securing the right financing has become a key factor in closing deals and maximizing ROI.Are you exploring creative options like BRRRR, partnerships, or seller financing?

Even though your market might prove expensive, I would exhaust all options before ruling it out.Truth is, you have a unique competitive advantage in your market.  

If that's not an option, hire an attorney and evict her. 

I also want to combine it to one $150k  30 year fixed loan instead of having two separate  $100k and $50k loans what options do I have can anyone help.I don't want to use my own money.

You want a property that has the highest probability of maxing out on appreciation.Once done, you would want to explore the options below to maximize your rental income:- STR- MTR- Rent by RoomYou should go into this understanding YOU will live in the worst unit - in an illegal unit in the basement if you can!

There's pro and cons to both markets, but in the NE you would also have the option to do MTR in the off season.

As properties have begun to be paid off for me, that few hundred a month becomes a rounding error as real wealth and options become available to you.