• Should I allow more than an extra month if it comes down to it?

The extra $50 for TC's top subscription is 100% worth it.

The extra 10% would be split up as 6% max as seller concessions towards closing costs, then the remaining 4% would come off the principal loan amount. 

That will cost extra time and money to remedy.

The product is available but the pricing is not as pretty by any means, you’ll be looking at a rate 1-1.5% higher and possibly an extra .5-1 point in cost right off the bat. 

Experience with STRs - they at least know or can understand the extra steps it takes to make ready the properties, including photos (cleaners hate taking photos, I've found, even though it protects them from being blamed)2.

He told me that given that I was still fairly new to investing (5 years) that I should consider the benefits of having the extra cash on hand either for emergencies or for future down payments on additional properties.

People have very short attention spans now, and making them jump one extra hoop to book your home is an additional hurdle you do not need. 

Is it worth that extra 5% in efficiency?

@Jessica CotéHouse hacking involves transforming a carriage house into a long-term rental for landlord experience and extra revenue.