@Nancy Pults,It is against our code of ethics to lie about there being other offers if there is not.

After 20 years I haven't even paid down the principle. 

They want investors for flips, but the principle is the same.

But it's an ethical thing. 

The full commission is paid either way.Not to mention that if you deal directly with the seller's agent, you're negotiating with someone who is bound by law and by ethics to get the best possible deal for his client - the SELLER.

These are professionals with additional training and a stricter code of ethics.

Payments on these loans will likely be interest and principle payments, interest is deductible, principle is not. 

I already have a principle residence that I absolutely love so I'm hoping to find a way to do this without moving.

, but whatever amount it is, I feel it is my duty to keep it invested in a way to absolutely protect the principle, and only use cash flow (rather than equity) toward my own other investing. 

Or he could use the balance transfer checks to get a lower interest rate of zero percent for a time period where he can work towards paying down the principle.