My request was outright declined because she couldn’t trust me.

I've only had one tenant offer me a credit report and I declined to take it.  

Her neighborhood is in a pretty major decline.

If you dont get 70% of your offers declined you are offering too much!

If you take 'adverse action' (decline them or request a higher security deposit) on an applicant, you should provide an Adverse Action Letter to the applicant (many templates/guidance online etc).If you don't have acceptance criteria and appear wishy washy, it may appear (at times) as discrimination -- even if you're trying to be nice...

Population growth vs decline, employment rate, crime rate trends in property values.

Sure I can export my chart of accounts, and import them into a new system, but likely that’s a more than a few hours process to get it all setup correctly, particularly when it wasn’t my fault, I had no warning it was happening, and thus couldn’t do anything to stop it.TIP:Too many declined transactions will revoke your merchant services account.

Versus somewhere like Detroit or Cleveland, which are declining markets, which come with more risk. 

That also wasn't the end of the decline.  

You need to understand which areas are coming up, which are declining.