I doubt one of those posters has apologized to the lifelong damage they did to the financial lives of anyone that followed their advice.

Include a timeline for when you expect a response.Request for Repairs/Completion: Ask the contractor to either complete the work and reinstall the alarm system or provide compensation for the damages and incomplete work. 

DaveFrom a credit damage perspective, once they have missed a payment (31 days late), it shows up on their record and after the 3rd missed payment their credit is shot.

At least from my experience if your purchasing a typically philly row (900-1200 sqft) for 100k with a resale around 250k a rough full gut budget is most likely going to fall somewhere around 80-110k excluding any structural issues, fire damage, etc.

The risks are this: the more people that live there, the greater the risks of damage to the property.

After the damage to the house he didn't have the money to make repairs so the house became unlivable and he moved out.

The age of the home and its two decade vacancy has led to more damage to the structure than we originally thought.

It looks awesome, its bullet proof, dropped tools off a ladder on it and no damage.

I want to point out that there is most definitely an element of economy of scale here - most profitable lenders need a team of people with specific skills to lend efficiently and profitably.

was the water damage visible in the basement when you bought?